No matter what language you're most comfortable with, we can help you find the right coverage.
We work with 50+ carriers to ensure we find you the best option at the best rate.
Click on any option to be taken to a live quoting platform. Real rates are returned in under a minute.
Home, auto, bundled, or an umbrella sitting on top — here's what each one does and when it matters.
HO-3, HO-8, condo, renters, and high-value home policies. We break down forms, replacement cost vs ACV, and which deductible actually makes sense.
Liability, physical damage, UM/UIM, plus the add-ons that actually matter — roadside, rental, and loan/lease pay-off. We recommend 100/300/100 as a starting point.
Insuring your home and vehicles with the same carrier can drop your total premium by up to 20%. We shop 50+ markets to find the best bundle for your mix.
Extra liability that sits on top of your home and auto policies. When a claim blows through primary limits, the umbrella steps in — usually in $1M increments.
We make getting a quote easy.
Home, auto, business, life, or something else. Pick your type and go.
Not sure what you need? Give us a call or text and we'll help you figure out the right coverage.
Select coverageUse our online quoting tools for an instant rate, or reach us by call/text at 913-490-9050 or WhatsApp. Your choice.
We put together a tailored proposal and compare it side-by-side against your current policies so you can see exactly what you're gaining.
Choose what works for your needs and budget. We handle enrollment and stay with you long after.
Sign your documents online and start coverage the same day. For business policies, certificates of insurance are often issued same day.
Plus expert risk management guidance tailored for every industry we serve.
We understand the difference between a GC, artisan, and everything in between. Plus 24/7 COI access so you focus on bids and running your business.
Dwelling fire, rental property, umbrella, and loss of rent coverage tailored for single units or full portfolios.
Tailored carriers with niche coverages like spoilage, fine wine, food contamination, liquor liability, and liquor bonds for establishments that serve more than just food.
Tech E&O for software, SaaS, and services where traditional E&O runs short, plus cyber liability for breaches, ransomware, and social engineering attacks.
We specialize in unique exposures like mixed habitational and commercial properties, including the historic downtown buildings other agents won't touch.
General liability, workers' comp, and equipment coverage for themed entertainment venues. We get the weird stuff, the props, and the puzzle rigs.
Coverage tailored for member injury, equipment, and specialized classes, from boutique studios to full-scale fitness centers.
We partner with leading carriers who specialize in D&O coverage for board members, plus the other coverages nonprofits actually need.
Property, liability, and stock coverage built for logistics operations, including goods in transit and stored inventory.
Coverage for any type of dealership or service & repair business. We also issue dealer bonds to keep you compliant with state and licensing requirements.
We cover renovation projects and new construction, whether the work is cosmetic or structural. Protect the project from the ground up until it's turned over.
Professional liability (errors & omissions) written to protect attorneys and their practice, alongside the general liability and property coverage every firm needs.
Commercial auto, cargo, motor truck liability, and physical damage coverage for owner-operators, fleets, and long-haul carriers. We know DOT compliance inside and out.
General liability, property, and workers' comp for childcare centers and in-home daycares. We understand the unique exposures of caring for kids.
A quick guide to the lines of business you'll hear us talk about, explained in plain English.
General Liability protects your business from third-party bodily injury, property damage, and personal injury claims that arise from your operations, your premises, or your products.
Terms, conditions, and exclusions may vary by policy and carrier. The examples above are for informational purposes only and do not guarantee coverage.
Commercial Property Insurance protects the building you own or lease and everything inside — inventory, equipment, furniture, signage, and tenant improvements. If a covered loss like fire, wind, theft, or vandalism happens, the policy pays to repair or replace what was lost.
Terms, conditions, and exclusions may vary by policy and carrier. The examples above are for informational purposes only and do not guarantee coverage. Settlement (ACV vs Replacement Cost), form (Basic, Broad, or Special), and sublimits all affect what actually pays at claim time.
A Commercial Umbrella sits on top of your primary liability policies — General Liability, Commercial Auto, and Employer's Liability. When a major claim blows through the underlying limits, the umbrella steps in next, usually in $1M increments.
A single large liability claim can easily exceed what your primary policies alone would cover. An umbrella is a low-cost way to add meaningful protection without overhauling your whole program.
Commercial Auto is written on any vehicle owned or used by a business — service vans, delivery trucks, company cars, contractor pickups. Personal auto policies almost always exclude business use, which is why a proper commercial auto policy is critical.
Terms, conditions, and exclusions may vary by policy and carrier. The examples above are for informational purposes only and do not guarantee coverage. Symbol selection (1, 7, 8, 9) drives who and what is covered — we'll help you pick the right one.
Workers' Comp is state-mandated coverage that pays medical bills, lost wages, and rehab costs when an employee is hurt on the job. What most business owners miss: you must list every state where you have employees, monopolistic states play by entirely different rules, and the policy's two parts carry very different limits.
Terms, conditions, and exclusions may vary by policy and carrier. Monopolistic state rules are subject to legislative change. The examples above are for informational purposes only and do not guarantee coverage.
Despite the name, Inland Marine has nothing to do with boats. It covers business property that isn't tied to a fixed location — tools on a job site, equipment in a truck, goods in transit, and specialty items that travel with your operation. Standard commercial property policies don't cover these situations, which is exactly where Inland Marine steps in.
Contractor tools and equipment, portable electronics, mobile medical equipment, fine art in transit, cargo in your own trucks, and property at job sites or trade shows.
Cyber Liability covers the financial fallout of a data breach, ransomware attack, or cyber incident. That includes forensic investigation, legal fees, customer notification, credit monitoring, regulatory fines, and business income loss while you recover. In today's environment, any business that stores customer data, accepts payments online, or relies on email is exposed.
First-party covers your own losses (downtime, ransom, data restoration). Third-party covers claims from customers and partners whose data was exposed. Most policies include both.
Also called Errors & Omissions, Professional Liability protects service-based businesses from claims of negligence, missed deadlines, bad advice, or failure to deliver promised services. General Liability doesn't cover this — if your work is what causes the loss, you need E&O.
Defense costs, settlements, and judgments related to claims that your professional services caused a client financial harm — regardless of whether you actually made a mistake.
We take pride in being there for our community every step of the way.
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